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Home financing can seem like an overwhelming process, but your home mortgage loan or refinance is easy with CSD Credit Union!  You’ll get top-notch personal service, fast approval, and hassle-free processing. Plus, we offer no mortgage loan application fee and free pre-approvals!

Not sure if you are ready to purchase a home? Contact us for your free mortgage consultation. We’ll sit down with you and look at your individual situation, offer guidance, answer questions, and show you what mortgage options are available.

Mortgage Options

We offer mortgages on your primary residence, 2nd home or investment properties.

  • Conventional Fixed Rate
  • ARM
  • VA
  • FHA
  • Jumbo
  • Refinance

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Mortgage Refinancing

Wondering if a mortgage refinance is in your best interest? We can help determine if it’s the right time.

  • How much equity do you have?
  • How much can you save?
  • Do you qualify?


Printed Application

Ready to get the ball rolling? Download and print out our mortgage application. Instructions are included with the download. Once your application is completed in full, call Glenda at 816-763-4020, ext. 315 and set up an appointment, fax to 816-966-8743 or email to During your appointment we'll review your application, discuss the mortgage process and next steps and submit your mortgage application.

Online Application

Want to skip completing the paper application?  No problem.  You can either complete the loan application online* or we can complete and submit your mortgage application at the credit union.

*For your CSDCU Mortgage Loan Officer to be in the loop during the entire loan process, please choose "CSD Credit Union" when asked Partner Affiliation and then enter "Glenda Collins" under the Referral Name.

partner affiliation referral example

Mortgage Application

We do suggest you download the application to see what information is required before you come in for your appointment. Let's get started today!

Homebuyer Guide

Download our Homebuyer Guide to get the answers to these common questions:

  • What is the timeline?
  • How do I get started?
  • How do I get pre-approved?
  • What documents are required?


Is Servion Right for You?

Whether you're purchasing or refinancing, we're certain you'll find our service amazing!  If you'll be purchasing but haven't found the perfect home yet, complete our application and we'll issue an approval for a mortgage loan now with no obligation!

Can I apply for a loan before I find a property to purchase?

Yes, applying for a mortgage loan before you find a home may be the best thing you could do! If you apply for your mortgage now, we'll issue an approval subject to you finding the perfect home. We'll issue a pre-approval letter online instantly. You can use the pre-approval letter to assure real estate brokers and sellers that you are a qualified buyer. Having a pre-approval for a mortgage may give more weight to any offer to purchase that you make.

When you find the perfect home, you'll simply call your Loan Officer to complete your application. You'll have an opportunity to lock in our great rates and fees then and we'll complete the processing of your request.

Tips for completing online application

Completing our online application is as easy as 1-2-3! We'll ask you questions about your personal finances and the home. You'll probably know all the answers off the top of your head.

The application is broken down into sections and you can track your progress through each section at the top of each screen. It should take less than 20 minutes to complete the application.

Move through the application by using the back and next arrows at the bottom of each screen. Don't use the back and next button on your browser while you're completing the application.

We use exciting new technology in order to provide you with the most convenient online mortgage application ever! As you answer some of the questions, you'll note that questions below may change, disappear or new questions are added instantly. We don't ever want to waste your time asking for information that isn't important in your situation, so we evaluate the information we need based on your answers. Isn't that what amazing customer service is all about?

If you need additional help answering a question, click on the question mark at the end of the question for more information.

If you don't have time to complete the application right now or if you need to gather information before you finish, we'll save the information you have completed. When you're ready to finish, return to the site and enter your User ID and password to continue.

I'm nervous about providing personal data online.  Is this site secure?

Information About Our Site Security

We use leading-edge technology to ensure that all customer information is 100% safe. We protect our customers by using a combination of security measures that are among the best in the e-commerce industry.


All customer information is encrypted using Secured Socket Layer (SSL) technology supported with digital certificates provided by Starfield Technologies. This means that your loan application information is safe and secure as it travels over the Internet.

Firewall Security

We use leading firewall and network security technology to protect our internal computer systems from unauthorized access. Our customers can be confident that their personal information is completely safe and private after they apply.

Articles on Credit and the Home Buying Process:

Mortgages 101

Reasons when refinancing your mortgage makes sense

Download Mortgage Application

Six Tips for Saving for Your Down Payment

NMLS Registered.

Theenda Burrus - NMLS #442952

Theresa Lohkamp - NMLS #442948

Glenda Collins - NMLS #442954

Tracee Ryan - NMLS #442951

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