Federal Law requires us to tell you how we collect, share, and protect your personal information. CSD Credit Union recognizes the importance of protecting your privacy.
CSD Credit Union will not disclose non-public information, other than to non-affiliated third parties as permitted by law, and will only ask for information needed to maintain your business relationship. The type of identifying information that may be collected includes: name, date of birth, address, social security number, transaction history, product usage, and any information from consumer reports such as credit worthiness and credit history.
To protect personal information from unauthorized access, the credit union has implemented an Information Security program that complies with NCUA Rules and Regulations 748.
The credit union requires all organizations to which it provides data as permitted by law to have similar privacy safeguards to ensure member and data confidentiality.
CSD Credit Union Privacy Policy
Date last updated: 11/20/2025
- Data Collection
- The type of identifying information that will be collected include: name, date of birth, address, social security number, transaction history, product usage, and any information from consumer reports such as credit worthiness and credit history.
- Data is collected from forms, applications, and SMS and electronic communications.
- Data Storage and Protection
- Data is encrypted at rest and is protected by independent firewalls.
- Customer data is retained for five years after closure of the account.
- Customer Rights
- To opt out of data collection or SMS communications, call 816-763-4020 or email info@csdcu.org.
- To request data deletion or updates, call 816-763-4020 or email info@csdcu.org.
- Contact Information
- If you have any questions about this privacy or how your data may be used, please contact us at 816-763-4020.
- Messaging Terms and Conditions
- We will only send you SMS for loan and share related inquiries.
- Your customer information and data will not be shared with any third parties for marketing purposes
- Messaging frequency varies, and message and data rates may apply. You can reply STOP to opt-out or HELP for more information
Mobile Privacy Policy
By providing your mobile phone number, you consent to receiving text messages, along with the services requested from CSD Credit Union and its affiliates and agents.
When you consent to receive text messages:
- The frequency varies according to your account and preferences.
- Message and data rates may apply.
To opt out from text messages, call (816)763-4020.
The USA PATRIOT Act requires us to take security precautions to help the government fight the funding of terrorism and money laundering activities. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. We will ask for information that will allow us to identify you.
Fee Schedule
| Description | Fee |
|---|---|
| Money Order | $2.00 |
| Cashier’s Check | $5.00 |
| Wire Transfer- Domestic | $20.00 |
| Wire Transfer- International | $50.00 |
| Stop Payment | $20.00 |
| Loan Late Fee | $15.00 |
| Dormant Account Fee (no activity for 60 months) | $15.00 per quarter |
| Statement Returned with No Return Address | $5.00 |
| Overdraft Fee (Contact us for details) | $20.00 |
| Description | Fee |
|---|---|
| Copies- Black and White | $.50 per page |
| Copies- Color | $1.00 per page |
| Faxes | $2.00 per page |
| Share Draft (Check) Copy | $2.00 |
| Statement/History Reprint | $5.00 per month |
| Money Market Withdrawal Fee (over 6 per month) | $10.00 per transaction |
| Debit Card Lost Replacement | $7.50 |
| Debit Card Rush Fee | $20.00 |
| Debit Card Overnight Rush Fee | $30.00 |
| Description | Fee |
|---|---|
| 3x5 | $15.00 per year |
| 3x10 | $30.00 per year |
| 5x10 | $45.00 per year |
| 10x10 | $90.00 per year |
| Key Deposit (refundable upon return of keys) | $10.00 |
| Safe Deposit Box Drilling | Call for estimate |
