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Checking Accounts

Free checking without the gotchas! Enjoy ultimate flexibility and peace of mind. No monthly maintenance fees. No minimum balance requirement. Just free checking.

A Checking Account on Your Terms

  • No monthly service fee or minimum balance requirement.
  • No minimum deposit to open checking account.
  • Pay your bills online.
  • Transfer money and monitor your account online, via mobile device and over the phone.
  • Our chip-enabled Visa Debit Card provides extra security when shopping.
  • Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo.
  • Access to your account at more than 5,000 branch locations.
  • Opt-in for Overdraft Privilege and we will always have your back.
  • NCUA insured to at least $250,000.

No Fee Debit Card

CSDCU does not have a fee when you choose "credit" instead of "debit" when using your CSDCU debit card. Money will still be deducted from your checking even if you choose "credit".

Use your CSDCU debit card with your PIN up to 6 times monthly at CO-OP ATMs or at stores with no fee.


Looking for an easy way to save? Sign up for PocketChange and have money deposited into your savings account each time you use your debit card.

CardNav by CO-OP

Manage your CSDCU Visa Debit Card by remote control from your smartphone with the free CardNav by CO-OP app.

Log In To Your VISA Account

Make a Payment to CSDCU

Surcharge-Free ATM Locations

Apply For a Loan