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Checking Accounts

Free checking without the gotchas! Enjoy ultimate flexibility and peace of mind. No monthly maintenance fees. No minimum balance requirement. Just free checking.

A Checking Account on Your Terms

  • No monthly service fee or minimum balance requirement.
  • No minimum deposit to open checking account.
  • Pay your bills online.
  • Transfer money and monitor your account online, via mobile device and over the phone.
  • Our chip-enabled Visa Debit Card provides extra security when shopping.
  • Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo.
    • That's more than most of the biggest banks. And it includes selected locations where you shop, like 7-Eleven, Circle K, Costco, Publix, Dunkin Donuts, and many regional convenience store locations.
  • Access to your account at more than 5,000 branch locations.
  • Opt-in for Overdraft Privilege and we will always have your back.
  • Order your checks online from Harland Clarke, our preferred provider.
    • Secure, Fast Ordering - Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone. The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.
  • NCUA insured to at least $250,000.

No Fee Debit Card

CSDCU does not have a fee when you choose "credit" instead of "debit" when using your CSDCU debit card. Money will still be deducted from your checking even if you choose "credit".

Use your CSDCU debit card with your PIN up to 6 times monthly at CO-OP ATMs or at stores with no fee.

Debit Card Activation/PIN Set: 1-866-762-0558


Looking for an easy way to save? Sign up for PocketChange and have money deposited into your savings account each time you use your debit card.

Download Our Mobile App

Log In To Your VISA Account

Make a Payment to CSDCU

Surcharge-Free ATM Locations

Apply For a Loan