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Individual Retirement Accounts (IRAs)

CSDCU offers Traditional and Roth IRAs. Make an IRA part of your long-term plan for financial security. A credit union IRA offers you the safety of insured deposits, competitive rates, low or no annual maintenance fees, the convenience of payroll deduction, low minimum deposit requirements, and the personal, people-to-people service that credit unions are known for.

IRA Options

Traditional IRA Savings Accounts

This account offers a great savings rate for members who want to grow their money but still have easy access to it.

IRA Certificates

For members planning on letting their nest egg grow, we offer IRA Certificates with terms from 12 months to 60 months.

IRA Details

No minimum deposit is required to open an IRA savings account. Make regular deposits to your CSDCU IRA savings account easily with payroll deduction. All deposits insured up to $250,000.00 by NCUA.

View current IRA rates.

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