CSD Credit Union recognizes the importance of protecting the privacy of personal information about our members, and it is our goal to protect that information in every way. The Credit Union has never shared non-public personal information and the Credit Union will continue to protect member privacy.
The credit union will not disclose non-public personal information, other than to non-affiliated third parties as permitted by law, and will only ask for information needed to maintain a business relationship with a member.
The type of identifying information that will be collected include: name, date of birth, address, social security number, transaction history, product usage, and any information from consumer reports such as credit worthiness and credit history.
To protect personal information from unauthorized access, the credit union has implemented an Information Security program that complies with NCUA Rules and Regulation 748.
Privacy measures include computer safeguards, secured paper files, secured emails, safeguarded buildings, privacy training, and employee restrictions to personal information to a “need to know” basis.
The credit union requires all organizations to which it provides data as permitted by law to have similar privacy safeguards to ensure member and data confidentiality.
Types of Information CSDCU Collects
- Name and Address
- Social Security Number
- Information from consumer reports such as a consumer's credit worthiness and credit history
- Assets and Income
- Account Balance
- Payment History
- Parties to the Transaction
Protecting Your Information
The Credit Union protects the confidentiality and integrity on non-public personal information.
The Credit Union restricts employee access to personal information to a “need to know” basis. Only employees who legitimately require member personal data to complete a business transaction ever see it. The Credit Union strictly enforces procedures that prevent unauthorized access to member data. The Credit Union requires all organizations to which we provide data as permitted by law to have similar privacy safeguards, to further ensure member confidentiality.