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Payday Loan Alternatives

When looking for a short term loan, many people’s first thought is a payday loan. But did you know that the average interest rate on a payday loan in Missouri is 527%? That means for every $500 you borrow per month, you’re paying approximately $220 in fees and interest!

Before getting a payday loan, consider a no fee, low interest rate alternative from CSD:

  • A signature loan (up to $5000 for a term of up to 36 months)
  • A line of credit loan ($100-$5000, revolving term)
  • A share secured loan (borrow against your share savings account, minimum of $500)

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