CSD Credit Union

CSD Credit Union recognizes the importance of protecting the privacy of personal information about our members, and it is our goal to protect that information in every way. Recently, there has been a lot of talk concerning the privacy of consumer financial information. The Credit Union has never shared non-public personal information and the Credit Union will continue to protect member privacy:

CSD Credit Union Privacy Disclosure Policy

The Credit Union will not disclose member non-public personal information other than to non-affiliated third parties as permitted by law (for example, to reputable credit reporting bureaus).

The Credit Union only asks for information the Credit Union truly needs to complete a transaction or maintain a business relationship with a member.

The Credit Union uses this information to protect and administer member records, accounts, and funds.

Types of information The Credit Union collects

Identifying Information
· Name and address
· Social security number
· Information from consumer reports such as a consumer’s credit worthiness and credit history

Application Information
· Assets and income

Transaction Information
· Account balance
· Payment history
· Parties to the transaction

What the Credit Union does to protect the confidentiality and integrity on non-public personal information.

The Credit Union restricts employee access to personal information to a “need to know” basis. Only employees who legitimately require member personal data to complete a business transaction ever see it. The Credit Union strictly enforces procedures that prevent unauthorized access to member data. The Credit Union requires all organizations to which we provide data as permitted by law to have similar privacy safeguards, to further ensure member confidentiality.